Mendworthy vs FlyCode

No — and we say so plainly. FlyCode's edge is the retry machinery: ML-optimized retries, backup-card auto-charge, and cross-processor routing that can clear hard declines a communication-only tool can't. We don't do that. Stripe Smart Retries already handles the retryable declines for free, and we focus on the part that needs a human decision — reaching the customer and getting a new card entered, on a branded page on your domain.

Pay-on-recovery sounds risk-free, but it's a percentage of your recovered revenue forever, and the whole category has a running complaint about attribution transparency — how do you know the tool recovered a payment rather than Stripe's own retry? A flat fee is a fixed number you chose from a pricing page: $79/mo (or $65 annual) on Starter, $149/mo on Growth, $299/mo on Scale. And because we run a holdout control group, you can see how much of the recovery is actually attributable to us.

Yes — they don't fight at the Stripe layer, and they're solving different halves of the problem. A retry engine works the retryable declines; we own the branded, multichannel, customer-facing card-update experience for the failures that need the customer to act. Different jobs, one Stripe account.

OAuth into your existing Stripe account — usually under two minutes — and we listen for the failure webhook. No code changes, no migration, and your Stripe Smart Retries keep running in parallel.